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Federal figuratively speaking often have a great deal more favorable repaired rates, fees plans, and you will forgiveness options Home Security Lines of credit (HELOCs) allow borrowing facing house guarantee to pay for college or university, but bring dangers such as for instance varying rates and you can putting your property as the security. Individual student loans regarding lenders such as for example SoFi is also enhance government services without using household collateral just like the collateral. Carefully view all resource choices, terminology, and you can possible tax implications in advance of having fun with an effective HELOC to possess …