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Colorado Finest Legal Describes Penalties for Tx Family Guarantee Fund Seven age later on, the fresh new Trees understood the loan broken the fresh new constitutional house collateral loan requirements that closure charges perhaps not surpass step 3% of your own amount borrowed and you may notified the loan’s latest holder, HSBC Lender U . s ., Letter The brand new Texas Constitution sets standards for homestead protected family guarantee funds. However, there’s uncertainty for the application of the newest forfeiture punishment. Colorado appellate process of law and you may government region courts granted broke up choices regarding the if …