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Natural disasters and you will decision making: proof regarding the Survey out-of Family Economics and you can Decision making Predicated on the presumption regarding muted family conversion process however, expands within the home values, we forecast purchase home loan origination frequency to grow modestly. We anticipate the new decrease in the borrowed funds costs in order to a bit improve refinance originations. Full, our very own anticipate having full origination try a moderate volume escalation in 2024 and 2025. Complete, all of our mind-set remains hopeful. When you find yourself prospective homeowners still face value pressures on account of higher …