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The loan Interest rate on each HELOC adjusts from time to time in common towards Credit Contract For each Interest rate Adjustment Date before the related Closure Time, or no, owner or the agent makes interest rate modifications, once the appropriate, with the HELOC being in compliance towards relevant Home loan, Borrowing Contract and you can applicable rules (m) Doing business. All parties which have had any interest in the HELOC, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (i) in compliance with any and all