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FHA One to-Date Personal Construction Financing Laws for buying Belongings New FHA unmarried-members of the family financing program includes a houses financing selection for borrowers (even being qualified first-day home buyers) to create property in lieu of to get a current structure family. What are the FHA loan legislation for buying house as an ingredient off a property loan? Not all individuals individual her home; when you wish to create oneself lot, you might have to buy the lot included in the financing.