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By the consolidating a chapter 13 bankruptcy which have a loan modification, borrowers can be: When homeowners fall behind on their mortgage payments and you will face foreclosure, case of bankruptcy and you will mortgage loan modification are two you’ll ways to prevent the death of their property. Regardless if talking about one or two some other opportinity for avoiding foreclosures and fixing a past-due mortgage so you can latest, they may be used to one another. That loan amendment is evolving a current financing arrangement between good financial and you may a borrower; the functions (lender/lender and you may …